A lot of people are living in homes they cannot afford and the do-godders are trying to force the tax payers and the government to help these people. What they are not realizing is that their programs do not work just like their subprime idea. Instead of helping people accept reality they bully us to accept these plans that are doomed to fail. Like I predicted most of the loan modifications do not work and they are just delaying the obvious. But this will only create more opportunities for us investors to get great deals and for more short sales. Here is the article that explains it all.